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FSA & HSA Information
Can I Use My FSA or HSA For Red Light Therapy?
Some Flexible Spending Account (FSA) and Health Savings Account (HSA) plans may reimburse Red Light Therapy (Photobiomodulation) services when they are considered medically necessary and supported by appropriate healthcare documentation. Eligibility and reimbursement are determined solely by your healthcare provider and your individual benefit plan administrator. Requirements vary by plan.
What Is Photobiomodulation?
Photobiomodulation (PBM) uses specific wavelengths of red and near-infrared light to stimulate cellular energy production. This gentle, non-invasive process helps your body repair tissues, reduce oxidative stress, and manage inflammation naturally, promoting overall physical health and vitality.
What Documentation Can Northland Provide?
- Detailed itemized invoices and receipts for all sessions
- Standardized billing codes (CPT codes) for insurance claims
- Equipment specifications for the BioMax 900 Red Light system
- Provider certification and professional credentials
Common Reasons Clients Seek Healthcare Approval
- Chronic pain management (e.g., arthritis, low back pain)
- Dermatological conditions (e.g., stubborn acne, wound healing)
- Post-operative recovery and tissue repair
- Reduction of systemic inflammation
- Enhanced muscle recovery and athletic performance goals
What May Be Required By My Plan?
- A Letter of Medical Necessity (LMN) from your primary physician
- A formal prescription for light therapy treatments
- Pre-authorization from your benefit administrator
- Completed claim forms for reimbursement submission
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